QUICKCASH NOTICE OF

FINANCIAL PRIVACY RIGHTS

 

At QuickCash we understand that the protection of consumers' privacy is an important public concern. Accordingly, we have adopted this Notice to provide our valued customers with meaningful information regarding what data we collect on you and the measures we take to secure that information.

 

What Information We Collect About You

 

We collect nonpublic personal information about you from the following sources:

 

o    Information we receive from you on applications or other sources;

 

o    Information about your transactions with us, our affiliates or others; and

 

o    Information we receive from a consumer reporting agency.

 

Online Services

 

If you utilize any on-line service or offering within our web site, we collect and obtain your e-mail address, username, password, and, information about your use of our web site so that we can recognize, you as a registered user of that QuickCash service. This enables us to personalize your on-line experience. We may obtain your e-mail address from you or from other sources.

 

Employee Access to Customer Information

 

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. Our employees are trained to respect customer privacy and and to access customer information only when they have a business reason to know the information.

 

Confidentiality and Security

 

QuickCash maintains physical, electronic, and procedural safeguards to guard your nonpublic information.

 

Defined Terms:

 

“Affiliate” means a company that we own or control, or a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us.

 

“Non-affiliated third-party” means a company that is not considered an affiliate of ours.

 

“Nonpublic personal information” means personally identifiable information we collect in connection with providing a financial service or product or collecting a debt. It does not include information that is available from public sources.

 

"Opt out” means a direction from you that we not disclose nonpublic personal information about you to non-affiliated third-parties unless permitted by law.

 

Sharing Customer Information

 

We may disclose all of the information that we collect as described in this Notice.

 

Fair Credit Reporting Act Notice: Sharing Consumer Reports with QuickCash Affiliates

 

We do not disclose any nonpublic personal information about our customers except as permitted by law.

 

Types of Information We Share with Non‑affiliated Third‑Parties

 

We may disclose the following kinds of nonpublic personal information about you to third parties who are not affiliated with QuickCash, as permitted by law:

 

o    Information we receive from you on your applications or other sources, such as your name, address, social security number, assets and income;

 

o    Information about your transactions with our affiliates, others, or us such as your account balance, payment history, parties to transactions, and card usage.

 

Sharing Customer Information with Non-affiliated Third-Parties

 

We may disclose nonpublic personal information about you to the following types of third parties who are not affiliated with QuickCash, as, permitted by law:

 

o    Financial service providers, such as mortgage bankers, credit card companies, loan companies and insurance companies and agents.

 

We may also disclose nonpublic personal information to others outside of QuickCash, as permitted by law, such as:

 

o    Government agencies and other third parties in response to subpoenas, complaints, or consumer reporting agencies.

 

Sharing Customer Information for Business, Service, or Special Reasons

 

We may disclose the following kinds of nonpublic personal information about you to third parties who are not affiliated with QuickCash, as permitted by law:

 

o    Information we receive from you on your application or other sources, such as your name, address, social security number, assets and income;

 

o    Information about your transactions with our affiliates, others, or us such as your account balance, payment history, parties to transactions, and card usage.

 

For example, we may share information which is necessary to service your account, protect against fraud, or when we contract with third-party agents or service providers to provide materials or services on our behalf.

 

We may disclose all of the information we collect, as previously described, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

 

Sharing of Former Customer Information

 

If you decide to close your account(s) or your account(s) become inactive or closed for some reason, we will continue to treat and safeguard your nonpublic personal information as described in this Notice.

 

QuickCash is Committed to Honoring

Your Privacy Requests

 

If you prefer that we not disclose nonpublic personal information about you to third parties who are not affiliated with QuickCash you may opt out of those disclosures. That is, you may direct us not to make those disclosures, other than disclosures permitted by law.

 

If you wish to opt out of disclosures to third parties who are not affiliated with QuickCash, please write in your name, address, account number and social security number. Then detach this response form and mail it to us at the following address:

 

QuickCash

Attn: Privacy Officer

2810 Camino Del Rio South #200

San Diego, CA 92108

 

Please note that we will continue to share Nonpublic Personal Information discussed under "Sharing Customer Information for Business, Service, or Special Reasons" above, or where law otherwise permits disclosure even if you complete and mail this response form.

 

I do not want you to share my Nonpublic Personal Information with third parties who are not affiliated with QuickCash, unless, permitted by law.

 

Name_____________________________________________________________

 

Address_______________________________________________ Apt #_______

 

City______________________________________ State________ Zip_________

 

Account Number____________________________________________________

 

Social Security Number_______________________________________________

(required to process)

 

 

Other joint account holder’s address (if different):

 

Name_____________________________________________________________

 

Address_______________________________________________ Apt #_______

 

City______________________________________ State________ Zip_________

 

Account Number____________________________________________________

 

Social Security Number_______________________________________________

(required to process)